Don't panic if you haven't started planning - take time to do it right. But don't procrastinate either, because the older you get, the more your options will narrow.

Hi,

To be successful in investing one has to do only a few things right as long as there are not too many mistakes. The game investing can be won with patience, rationale and discipline more than intelligence or intense activity. A few mistakes of action or behaviour can cost us a lot of wealth and ruin the gains which we may make from our right decisions. 

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